A Solid Core
With over fifty years of combined experience in the 401(k) Qualified Plan field, Journey Retirement Plan Services is staffed to meet individual and business needs. We assist every business in tailoring their 40retirement plan to meet changing business needs and ensure every change meets IRS qualification requirements.
Relational business
Successful financial strategy starts with an excellent client relationship. Our mission isn't merely to exist as a disconnected, finance-heavy 401(k) provider, we strive to be a resource that both you and your employees can access to make sure your plan is serving you as well as it can.
Tech Driven
By harnessing modern technology, Journey leads innovation in the 401(k) retirement plan industry by providing accessible participant and sponsor portals to take control of your retirement at the click of a button. Seamless integrations also help give us the edge so you can spend your time where it matters most.
Comprehensive Approach
We work with proven partners who specialize in designing strategies to assist you in securing a 401(k) or other retirement plan that is updated with the most recent innovations in the Qualified plan space to make sure your retirement is truly in your hands.
The Team
Nicolas Pospiech - President
Nic founded Journey RPS after working for over 16 years in the Qualified Retirement Plan Servicing industry and gaining an educational background that includes an ASPPA QKA designation. He formerly held the position of Director of Retirement Services for a Grand Rapids-based third-party administration firm where he was responsible for department sales and marketing as well as daily administrative operations. In starting Journey, Nic believed in creating a TPA firm that was efficient, simple, and focused on meeting customers' needs. He was able to take the best people in his field with him when Journey began, ensuring that his company would accomplish this goal. Nic's primary responsibility is to serve our partners in a consulting capacity as well as oversee the general operation of Journey RPS.
Annette Leech - Director Of Compliance
As Director of Compliance for Journey, Annette is responsible for servicing our clients with all aspects of plan administration, from daily trading and balancing to completion of government forms and monitoring compliance with federal regulations. Annette is also our Senior Plan Specialist, providing plan document services and amendments for all our 401(k), 403(b), 457, cash balance, and defined benefit plans to make sure your plan always meets your company's needs.
Miles Leech - Director of Innovation & Workflow
Miles drives the innovation that keeps Journey the best in the industry by building seamless integrations between platforms, managing our participant and sponsor portal, building our custom reporting system to keep both participants and plan sponsors informed, and keeping our processes streamlined and effective. Miles is also our Senior Design Specialist and creates our forms and participant communication materials. By continuing to innovate our overhead strategy, Miles works to bring a Journey 401(k), 403(b), 457, cash balance, or defined benefit plan to every small and medium business who may otherwise lack the benefits they deserve.
Rashel Pospiech - Contributions & Training Specialist
Rashel is responsible for processing plan contributions for our 401(k), 403(b), and 457 governmental plans. She handles all new enrollments, as well as preparing instruction booklets for training plan sponsors to upload payroll information. Her acute attention to detail assures that information is recorded and communicated accurately and effectively.