Our Plans
You may be eligible for tax credits up to $16,500 to offset plan costs.
Solo*
$49/month
- Save up to $70,000 a year
- Pre-tax and Roth contributions available
- Employer contributions available
- Take loans up to half your account balance or $50,000, paid back to yourself
- Choose your fund lineup, or work with our preferred advisor partners to manage your portfolio
Essentials
$79/month
+$4/participant
- Employees can contribute up to $23,500
- Adopt our Journey Essentials(k) plan design
- Simple plan structure for microbusinesses
- Your on-ramp to providing a 401(k) without breaking the bank
- Available to businesses with 2-10 employees
403(b)
$149/month
+$5/participant
- Provide retirement benefits to support your mission
- Employees can contribute up to $23,500
- Work with retirement administrators with experience in non-profit and government plans
- All the benefits of our standard 401(k) plan, now available to non-profits and certain government entities
401(k)
$149/month
+$5/participant
- On-demand consultation to tailor plan design to your business needs
- Professionally managed portfolios through our network of advisor partners**
- Full participant education & support resources
- Advanced profit sharing formulas for owners looking to maximize contributions
- Dedicated plan specialist to guide you through setup and ongoing service
- Flexible pricing and features to meet your budget and business size
Disclaimers
- *Only available to eligible self-employed individuals. Contact us to see if you qualify.
- **Advisory services provided through third-party advisory firms. Additional advisory fees apply per your agreement with the advisory firm.
- ***Plans run on an annual contract basis and are billed quarterly. Prices shown are estimated monthly cost based on annual contract pricing. By default plan expenses are deducted from plan assets; alternative billing arrangements are available upon request. Additional services such as investment advisory fees may apply per your contract.
